Tuesday 18 December 2018
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- 6 month ago

S poreans may not be able to downgrade their flats for retirement after all

Let’s consider a young Singaporean looking to buy their first home. It is common advice to buy a HDB as your first home as it is significantly “subsidized” by the government as compared to private housing and there are grants that apply only first timers.   Example: Mr and Mrs Teo, both of whom are Singaporeans, with a combined income of $5,000 are applying for their first flat – a three bedroom flat in Geylang priced at S$380,000.   CPF grants which they are eligible for:   Additional Housing Grant: S$5,00

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